Payment Options

TLC provides a payment plan

TLC provides a payment plan We offer the payment option for Australian only.

If you're discussing a payment plan option to a client for a $10 000 cosmetic procedure you could explain that:

“a TLC payment plan has the flexibility to pay off as you quickly as you want provided that there is a minimum payment of $50 pw” “This payment plan covers any cosmetic fees and related costs like flights or accommodation – the entire process is arranged by their team”

“There aren’t any upfront or hidden fees – the $50 pw payment covers everything” If they ask questions about the interest rate:

“The interest rate is determined by the applicant's score, but these rates are very competitive, and the interest charged is restricted to the term you wish to use.” They MUST be able to provide TLC with proof of income You could ask about if they are currently:

- Employed – Are you full time/part time/casual? TLC needs to be shown 2 recent pay slips
- Receiving other sources of income – Centrelink (family assistance A&B/carer/ disability/elderly/self-retiree TLC needs to be shown most recent Centrelink statement
- Self-employed TLC needs to be shown most recent personal tax return


“Medical and Dental Loans for Patients” Financing procedures operated by MacCredit


TLC provides a payment plan We offer the payment option for Australian only.
Specifically designed for clients having Medical & Cosmetic treatments


 Payment plans up to $70,000

 No stress – the whole process is managed privately by our Consultants

 Up to 7 year terms

 Flexible options – any additional repayments or rebates from Medicare/Private Health can be added back on to the payment plan at no extra charge

 Fast efficient approvals, simply apply online

To go directly to the Mac Credit application and apply click here 
Credit Representative 372477 is authorised under Australian Credit licence 389087

Terms & Conditions:

• Speak to MAC CREDIT for a formal quote based on your circumstances and for the full terms and conditions. 
• A full credit and financial assessment would need to be completed prior to acceptance of any offer or product.



Bangkok Smile MALO CLINIC accepts most major insurance plans providing health care coverage and its participating providers with most preferred provider networks, including the following:


In case that your insurance company is not included in our list, we will gladly provide you with a medical certificate and necessary receipts so that you can use the documents to claim directly with your own insurance company.

To verify whether your insurance plan covers services rendered at Bangkok Smile MALO CLINIC, please follow these steps:

Step 1: Contact our customer service through email or call center number: +66 2 664 2711 at least 14 days prior to visiting*. (For walk-inpatients, the claim request cannot be processed.)

Step 2: Inform us of ‘the treatment plan given by your local dentist’ along with ‘your personal data’ and ‘the details of your insurance plans’ including ID number, type of policy, expiry date, contact number of health insurance or send us the copy of your insurance identification card.

Step 3: Our customer service will contact your insurance company and confirm you back your benefits and coverage as well as co-insurance, co-payments, deductibles and non-covered charges for the specific service you are requiring.

Step 4: Confirm your appointment with our customer service through email or call center for the first visit for dental consultation.

Step 5: Present your insurance identification card and proof of ID at the time of the visit.

Step 6: You will receive the treatment plan after dental consultation and our customer service will recheck your benefits, coverage, co-insurance etc. again.

Step 7: Once you agree to receive the treatment/service according to the treatment plan given by our dentist, you may need to pay the co-insurance, co-payments, deductibles etc. if required.

Note: * The insurance plan cannot be accepted during and after treatment.

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